If you’ve begun the bankruptcy process you already know about the education requirements.
In nearly every case, a person filing for bankruptcy is required to participate in credit counseling. Proof of participation is needed for the bankruptcy court to discharge your debts and if you fail to honor this obligation your case can be dismissed.
Many people find the education requirement to be one of the most intimidating aspects of bankruptcy and it’s understandable why this is the case. If you’ve filed for bankruptcy you might feel like a financial novice and the idea of being tested or required to attend a class about these things can be scary.
The good news is credit counseling is much less frightening than it seems.
For starters, you don’t need to actually attend a class. You can participate online or over the phone, right from the comfort of your own home. And there are no presentations or exams or group projects. You simply participate and show that you’ve participated.
So if you weren’t the studious type or the idea of sitting through a class lecture on the evils of the credit card industry makes you break into a cold sweat, rest easy. Credit counseling is helpful, supportive, and much easier than most people imagine.
If you have questions about bankruptcy counseling or you’re ready to get started filing, we can help. Contact the Law Office of Robert M. Geller at 813.254.5696 to learn more or to schedule a consultation.
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