Getting a court summons for debt can be an overwhelming and frightening experience, but it doesn’t have to be. Despite what you may think, it doesn’t automatically mean you will face dire consequences. However, it is a serious matter that should not be ignored. What should you do when you get a court summons for […]
Debt can feel overwhelming and stressful, especially if you have creditors calling you at work. Many people wonder whether this is legal. And what if a debt collector files a lawsuit against you? Can you be served at work? A debt collector can legally serve you at your workplace, but only in certain situations. It’s […]
Dealing with debt collectors is stressful and challenging. Even under the best of circumstances, contact from a debt collector is uncomfortable. As uncomfortable as it might be, they have a right to contact you. However, sometimes collectors cross a line. Many become aggressive or harass debtors. It’s essential to know your rights as a debtor […]
Are you struggling to make ends meet because of hefty student loan debt? The good news is that you may be able to discharge your debt through bankruptcy. But before you jump into bankruptcy proceedings, you need to know about the updates on laws about student loan discharge in bankruptcy coming in 2023. Here’s what […]
Being in debt is never easy, but it’s especially devastating when you’re being harassed by debt collectors. Of course, debt collectors have the right to try and collect what is owed to them. However, there are rules they must follow. Understanding these limitations protects you from harassment. The Fair Debt Collection Practices Act (FDCPA) is […]
Living with overwhelming debt is a distressing experience. It can feel like you are in an endless cycle of bills, credit cards, and debt collectors. Many people are tempted to feel hopeless and helpless. Luckily, there are options available to help you deal with debt, including bankruptcy. Of course, bankruptcy isn’t the right option for […]
Debt can be a heavy burden. For some, it becomes overwhelming. This is true for both secured and unsecured debts. Secured debt is one type of debt that comes with unique challenges. This type of debt is typically backed by collateral or an asset, such as a car or home. If you can’t make your […]
Living with debt is a reality for many Americans. Some people manage to keep up with certain debts, such as their mortgage or car payments. But credit card debt is often trickier to manage. Credit card interest rates can be exorbitant, making it difficult to pay off the balance. As a result, many people are […]
Dealing with debt collectors can be an overwhelming and stressful experience, especially if you’re not familiar with your rights as a borrower. Unfortunately, many debt collectors take advantage of vulnerable people who do not understand their rights. One of the most common concerns that people have is whether or not debt collectors are legally allowed […]
Being in debt is overwhelming and stressful. It’s even more challenging when you are being sued by a debt collector. The thought of legal action can cause fear and anxiety, but it is important to know that you have options. What steps can you take if you are being sued by a debt collector? Here’s […]
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