Tampa Bankruptcy Law Blog

How to Prevent Bankruptcy from Ruining Your Holiday Season: Why a Spending Spree Before Bankruptcy Could Hurt You in the New Year

Law Offices of Robert M. Geller, P.A.

Dec 13th, 2021

Should you go on a spending spree before bankruptcy to celebrate the holiday season? The answer might surprise you. The holiday season is a time to be with loved ones and wind down the year with a celebration. But for many, financial issues interfere with the ability to enjoy the holidays. If you’re considering bankruptcy […]

Tags: bankruptcy and the holidays, Christmas shopping, holiday credit card debt, holiday overspending, spending spree before bankruptcy

How to Avoid Holiday Overspending

Law Offices of Robert M. Geller, P.A.

Dec 10th, 2021

Credit Card Debt, Credit Score, Personal Bankruptcy

The holidays are upon us and, as usual, many people are trying to keep their spending within a budget. As consumers, we’re surrounded by temptation, especially this time of year. If you want to enjoy the holiday season but you also take pride in good money management, here’s what you need to know. Set a […]

Tags: bankruptcy for credit card debt, Credit Card Debt, holiday spending, money management, Personal Bankruptcy

How Can I Better Manage Credit Cards After Bankruptcy?

Law Offices of Robert M. Geller, P.A.

Dec 3rd, 2021

Credit Card Debt, Credit Recovery, Personal Bankruptcy

Here’s what you need to know about bankruptcy and credit card use to avoid future financial problems. Filing for bankruptcy has a significant effect on your credit score. Some people say it ruins their credit, but this is misleading. Most people who opt for bankruptcy already have financial struggles significant enough to severely impact their […]

Tags: bankruptcy and credit card use, credit cards after bankruptcy, Credit Repair, Credit Score, rebuilding credit

How to Choose a Bankruptcy Attorney [Infographic]

Law Offices of Robert M. Geller, P.A.

Nov 30th, 2021

Personal Bankruptcy

Bankruptcy attorneys help you with your financial problems and ensure you get the best possible outcome from Chapter 7 or 13 bankruptcy proceedings. Why Is It Necessary To File Bankruptcy? Filing bankruptcy triggers an automatic stay against all debt collection activities. It relieves your responsibility to repay all dischargeable debts. It helps you maintain ownership […]

Which Should I Pay Off First: Payday Loans vs. Credit Cards

Law Offices of Robert M. Geller, P.A.

Nov 26th, 2021

Credit Card Debt, Helpful Bankruptcy Tips, Personal Bankruptcy

Filing bankruptcy for credit card debt or other types of debt eliminates the need to prioritize one debt over another. However, if you aren’t ready for bankruptcy, it’s important to understand which debts to deal with first. If you’re like most people considering bankruptcy, you have a variety of different kinds of debt. Although medical […]

Tags: bankruptcy attorney in Florida, filing bankruptcy for credit card debt, improving credit score, Payday Loans, tampa bankruptcy attorney, tampa bankruptcy lawyer

Am I Living Beyond My Means? Filing Bankruptcy for Credit Card Debt Could Be In Your Future

Law Offices of Robert M. Geller, P.A.

Nov 22nd, 2021

Credit Card Debt, Debt Relief, Personal Bankruptcy

Living beyond one’s means is one of the most difficult financial challenges of the modern age. The easy availability of credit and our culture of consumerism encourages people to spend beyond their means. Living beyond one’s means is one of the main reasons for filing bankruptcy for credit card debt. Unfortunately, overspending is one of […]

Tags: Chapter 7 Bankruptcy, Credit Card Debt, credit card debt discharge, filing bankruptcy for credit card debt, tampa bankruptcy attorney

What Can I Do About Creditor Harassment?

Law Offices of Robert M. Geller, P.A.

Nov 19th, 2021

Debt Collection, Debtor Rights, Personal Bankruptcy

Florida bankruptcy attorney One of the most difficult aspects of financial problems is dealing with creditors. Even if creditors stay within their legal boundaries, debt collection efforts against you are disruptive and embarrassing. Working with a Florida bankruptcy attorney stops creditor harassment and helps you get a fresh financial start. If you have creditors calling […]

Tags: bill collectors, debt collector harassment, Debt Collectors, Florida bankruptcy attorney, Florida bankruptcy lawyer, tampa bankruptcy attorney, tampa bankruptcy lawyer

Can I Get Credit Cards After Bankruptcy?

Law Offices of Robert M. Geller, P.A.

Nov 12th, 2021

Credit Card Debt, Credit Score, Personal Bankruptcy

Can I get credit cards after bankruptcy? Bankruptcy changes a lot of things. It stops calls from creditors and makes it more difficult for them to take legal action against you. It also requires you to turn much of your financial control over to the court. You’ll have to adjust to a new financial reality […]

Tags: can I get credit cards after bankruptcy, Credit Card Debt, improving your credit score, responsible credit card use, using credit responsibly

Is Bankruptcy My Only Option If I Have A Lot of Credit Card Debt?

Law Offices of Robert M. Geller, P.A.

Nov 10th, 2021

Chapter 7, Credit Card Debt, Personal Bankruptcy

Does filing for bankruptcy clear credit card debt? Credit cards are one of the primary driving forces behind bankruptcy. Whether you’ve made bad choices or you’ve had to choose but to utilize credit cards due to financial challenges, late fees, high interest, and other penalties cause people to experience great distress with credit card debt. […]

Tags: bankruptcy attorney in Tampa, chapter 7 debt discharge, does filing for bankruptcy clear credit card debt, eliminate credit card debt, Tampa debt elimination

How Do Seniors Know If Bankruptcy is a Good Idea? Tampa Bay Attorney Explain the Process

Law Offices of Robert M. Geller, P.A.

Nov 5th, 2021

Debt Relief, Debtor Rights, Personal Bankruptcy

Bankruptcy can be one of the most powerful tools available to help seniors deal with financial problems. Many Tampa Bay attorneys work with seniors and help them make decisions based on their specific circumstances. What are a few of the things you should consider if you’re a senior struggling with finances and what questions should […]

Tags: Bankruptcy for Seniors, bankruptcy help for seniors, financial challenges in retirement, help for seniors filing for bankruptcy, Tampa bay attorneys

Tampa Bankruptcy Law Blog

How to Prevent Bankruptcy from Ruining Your Holiday Season: Why a Spending Spree Before Bankruptcy Could Hurt You in the New Year

How to Avoid Holiday Overspending

How Can I Better Manage Credit Cards After Bankruptcy?

How to Choose a Bankruptcy Attorney [Infographic]

Which Should I Pay Off First: Payday Loans vs. Credit Cards

Am I Living Beyond My Means? Filing Bankruptcy for Credit Card Debt Could Be In Your Future

What Can I Do About Creditor Harassment?

Can I Get Credit Cards After Bankruptcy?

Is Bankruptcy My Only Option If I Have A Lot of Credit Card Debt?

How Do Seniors Know If Bankruptcy is a Good Idea? Tampa Bay Attorney Explain the Process

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