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student loan bankuptcy attorney Florida

If you’re struggling with student loan debt and not sure what comes next, a student loan bankruptcy attorney in Florida can help you. Bankruptcy likely won’t discharge your student loan obligations, but filing frees up money to put toward your loan payments. It’s also possible to better manage your loan payments when filing for Chapter […]

tax debt

Here’s what you need to know if the IRS has contacted you about tax debt. Every year the IRS contacts people regarding their income tax status. There are few things as daunting as having the IRS contact you. Most people assume it means they’re getting audited or they’ve done something wrong. In reality, the IRS […]

How do you repair this damage and rebuild your credit after filing for bankruptcy? Many people believe that filing for bankruptcy destroys your credit forever. This is a myth. Bankruptcy affects your credit, but the initial impact doesn’t last forever. The damage bankruptcy causes is your “credit rock bottom” and from there you build upward. […]

credit card management

How can you learn better credit card management after bankruptcy? Using credit after bankruptcy is an intimidating experience for many people. If credit cards were the reason they got into financial trouble in the past, they might prefer to avoid credit in the future. But not using credit at all after bankruptcy does very little […]

How Do You Improve Your Credit Score?

how do you improve your credit score

How do you improve your credit score? Here’s what you need to know. Your credit score plays an important role in whether or not you’ll be approved for a loan. It also affects the terms of a loan. People with higher credit scores receive better terms, which means it costs less for them to borrow […]

Does Bankruptcy Credit Counseling Work?

bankruptcy credit counseling

Bankruptcy credit counseling helps you emerge from bankruptcy understanding credit management. People filing for bankruptcy must take two courses regarding credit and bankruptcy. The bankruptcy court requires these courses before granting the bankruptcy discharge. Your debt obligations stand until you provide proof to the court that you completed bankruptcy credit counseling and your other education […]

5 Things That Boost Your Credit Score

Boost Your Credit Score

Your credit score has a major impact on your financial life. You can be a great person with a bad credit score, but you can’t be a person who gets approved for credit cards or granted mortgage loans with bad credit. Luckily, there are things you can do to boost your credit score. If your […]

Errors on Your Credit Report

How do you deal with errors on your credit report after bankruptcy? In a perfect world, you could ignore your credit report and everything would be correct. As long as you paid your bills on time and did what you’re supposed to do, you’d never need to worry about problems with your credit or being […]

rebuilding your credit

One of the primary goals after filing for bankruptcy is rebuilding your credit. As tempting as it might be to swear off credit after bankruptcy, especially if it was a major factor in your financial challenges, you’re going to want to re-establish your credit history. The more efficiently you do so, the better your financial […]

rebuilding credit

Should You File Bankruptcy? As the say goes, “when it rains it pours.” If you’ve found yourself experiencing financial difficulties while also dealing with other major life changes, you aren’t alone. Divorce, job loss, relocation, and major medical issues often precede bankruptcy. These things often get people thinking about the advantage of a financial fresh […]

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Tampa Bankruptcy Law Blog

How Often Do Creditors Object to Chapter 7?

Filing for Chapter 7 bankruptcy can offer much-needed relief from overwhelming debt, providing a fresh financial start for individuals and...
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Tips for a Happy Holiday After Bankruptcy

Emerging from bankruptcy can feel both liberating and daunting. With the weight of overwhelming debt lifted, you can finally rebuild...
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How Do I Rebuild My Credit After Bankruptcy?

Bankruptcy offers a fresh start for people overwhelmed by debt, but it also impacts your credit. While it’s true that...
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Bankruptcy Terms: Here’s What You Need to Know

Bankruptcy law can feel like learning a new language, with unique terms that may seem confusing. If you’re considering bankruptcy...
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Can Debt Collectors Take Your Car?

Dealing with debt collectors can be stressful, especially if you’re worried about losing your car, which is essential for getting...
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5 Bankruptcy Myths That Could Harm You

When faced with overwhelming debt, bankruptcy can provide a path to a fresh start. However, there are many misconceptions about...
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When Is It Too Late to File Bankruptcy?

Navigating financial troubles can be overwhelming and stressful. For many, bankruptcy becomes a viable solution to reset their financial standing...
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When Does Bankruptcy’s Automatic Stay Go Into Effect?

Filing for bankruptcy can be a daunting experience, but it also provides vital protection for those in financial distress. One...
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Should I Close My Bank Account Before Filing for Bankruptcy?

Filing for bankruptcy is a significant decision that requires careful planning. One common question people have during this process is...
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Can Filing Bankruptcy Stop Repossession?

Facing repossession of your car or other valuable assets can be incredibly stressful. When you’re struggling to make ends meet,...
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