Creditor Harassment, Debt Collectors There’s no denying it: debt collectors can create a significant disturbance in your life. They’re annoying, they make you feel uncomfortable, and they can cause shame and fear. Luckily, you have tools available that can help you reduce the impact a debt collector has in your life. How can you stop […]
Tampa Bankruptcy Law Blog
Bankruptcy Discharge One of the most exciting things that will happen to you when you file for bankruptcy is receiving the discharge. It’s the most important reason people file for bankruptcy and it means you are no longer legally obligated to pay a debt. But receiving the discharge doesn’t mean you are free to return […]
Bankruptcy Disclosure Laws If you’re about to file for bankruptcy or you’ve begun the process of filing, you already know the answer to this question. The answer is everything. You must disclose all of your financial information when you file for bankruptcy. Failing to do so can jeopardize your case. Most people file for bankruptcy […]
What to Do If a Creditor Sues Receiving notice you’re being sued by a creditor can be one of the most frightening experiences you’ll ever have. Suddenly those letters and calls you’ve been receiving have some weight behind them and you’ll have no choice but to take action. If you’ve been hiding from or ignoring […]
Managing Fear In Bankruptcy Filing for bankruptcy can be scary, but not nearly as scary as dealing with overwhelming debt issues. If you’ve been avoiding bankruptcy because you’re frightened of what might be ahead, now is the time to overcome those fears. Here’s what you need to know: It’s time to examine what’s really scaring […]
Trusts and Bankruptcy Trusts are popular in the asset protection industry and many promote them as a way to remove your name from your assets and prevent creditors from gaining access to them. But do they really change the rights afforded to creditors? Not as much as you might think. First, it’s important to understand […]
Creditor violations of debt discharge in bankruptcy Filing for bankruptcy offers a variety of benefits, the most important of which is the debt discharge. After bankruptcy is successfully completed, your debts are discharged, which means you are no longer obligated to pay what you owe and creditors are not allowed to attempt collection efforts on […]
Finding Success Filing Chapter 13 Bankruptcy Chapter 13 bankruptcy is a valuable tool that allows you to manage debt without the scorched earth approach of Chapter 7. In Chapter 13, you’re able to keep your assets and retain control of your income but still, benefit from the discharge that comes with more drastic forms of […]
Bankruptcy is not Magic Alleviating financial distress by filing for bankruptcy can seem like life-changing magic. Bankruptcy can change your life and enable relaxation about ongoing financial struggles. Bankruptcy Can Give You Control For many, filing for bankruptcy is the smartest decision they ever make. If you were driven to bankruptcy due to events beyond […]
Reaffirmation of Loans There are a lot of decisions to be made in bankruptcy. One of these decisions is whether you’ll be reaffirming any debt. When you reaffirm a debt you are stating that you will pay what you owe to retain ownership of the property associated with that debt. For instance, if you reaffirm […]