How Bankruptcy Can Affect a Tax Return Receiving an income tax return can feel great and help you get caught up on debts you’ve fallen behind on. Despite having the option of “breaking even” and not paying as much in payroll taxes throughout the year, some people enjoy receiving a refund check. Unfortunately, the joy […]
Are Debt Relief Services Legit? If you feel as if you are drowning in debt you’ve no doubt considered a number of options to help you. People struggling with finances often take drastic measures to alleviate their circumstances. Unfortunately, these drastic circumstances aren’t always helpful. Many of the debt relief solutions that exist aren’t solutions […]
Avoid These Common Financial Mistakes After Filing for Bankruptcy Managing your finances after bankruptcy can be a challenge, especially if you struggled before you filed. Credit and financial counseling are part of the bankruptcy process, but with everything else going on it can be difficult to remember and apply everything you learn. For many people, […]
Creditor Harassment and Bankruptcy Dealing with a significant amount of debt is difficult enough, but when creditors began hounding you for payment the situation can feel as if it has spiraled out of control. Despite the limits placed on debt collectors by law, there are still plenty who harass debtors. In some cases, the actions […]
Unexpected Debt Can Cause Financial Issues and Bankruptcy Unemployment, poor management of credit cards and even divorce can push people into serious debt. In some cases, however, debt can come from unexpected sources – even some that may present themselves as opportunities. And knowing how and when these more surprising sources of debt can arise […]
Tax Identity Theft and Credit The increasing popularity of filing tax returns online has given way to a rise in tax identity theft. According to data from the IRS, approximately $2.3 billion in consumer tax returns are stolen on an annual basis by identity thieves. Tax identity theft occurs when a criminal files a person’s […]
The Bankruptcy Filing Process Need to file for bankruptcy but not sure where to begin? The Law Offices of Robert M. Geller will help you understand bankruptcy and be at your side during the filing process. Please download our handy steps to filing for bankruptcy infographic. The steps of filing bankruptcy infographic is also displayed […]
What is Bankruptcy Fraud The average person filing for bankruptcy has no intention of committing fraud. He or she is just looking for a way to get out from under their debt and are desperate to bring the creditor and collector harassment to an end. People file because they are concerned about losing their homes […]
Preparing for a Bankruptcy Consultation with a Bankruptcy Lawyer Filing for bankruptcy is a big decision. One of the most intimidating aspects of the process is meeting with your bankruptcy attorney. Being prepared and having all of the necessary documents and information with you for your first meeting can make things go as smoothly as […]
Financial Problems Can Occur at Any Age. For those who are older and facing financial challenges as they near retirement, the idea of using retirement savings to avoid bankruptcy is likely not something you’d consider. However, if you’re middle-aged or younger when financial disaster strikes, the money you’ve set aside for retirement could pose a […]
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