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Tampa Bankruptcy Law Blog

How Do You Benefit from the Automatic Stay?

Bankruptcy And The Automatic Stay Florida.

Bankruptcy offers a variety of benefits. One of the most important is the automatic stay. Bankruptcy’s automatic stay stops bill collectors from pursuing you. It stops all collection efforts, including those related to your home mortgage. The automatic stay continues throughout the entirety of your bankruptcy, so once you file, you will no longer be […]

The Secret Trick for Making the Most of Bankruptcy Exemptions

When you file for bankruptcy you take a risk. You’re risking that the choice you’re making now will improve your financial future. The good news is for most people that risk pays off. They not only take a lot of the pressure off themselves as soon as they file, they also set themselves up for […]

Leftover Debt: What You Can Expect to Pay after Bankruptcy

Bankruptcy can free you from financial burdens that have plagued you for years. It can make your life easier and provide a fresh start, financially speaking. It can also help you get back on track and undo any damage that was caused by your own mistakes or by uncontrollable circumstances. Despite all the good that […]

Is Chapter 13 Bankruptcy the Best Option for You?

Deciding that bankruptcy is the right solution to help you with your financial struggles is a big commitment. Many people assume that filing for bankruptcy will destroy their life and cost them everything they own, which isn’t the case. Though Chapter 7 bankruptcy might result in the loss of your assets, Chapter 13 bankruptcy allows […]

How Bankruptcy Protects Your Wages

People have many reasons for not filing for bankruptcy and the majority of them are linked to fear. Fear of friends and family finding out… fear of destroying their credit… fear of losing their homes. They might even fear that any money they earn after bankruptcy will be taken from them and given to their […]

When you file for bankruptcy a trustee is assigned to your case. This person is not there to help you. As a matter of fact, the trustee’s main responsibility is to take money and assets from you and pass it along to your creditors. The more money that is taken for creditors the more the […]

Help! I Can’t Afford My Chapter 13 Payments!

Chapter 13 bankruptcy is a great way to get your financial life back in order without putting your most valuable assets at risk. This type of bankruptcy allows you to remain in your home and exempt other assets, while getting control of your credit problems. You commit to a repayment plan lasting three to five […]

How Chapter 13 Can Help You with Taxes

In many cases tax debts are non-dischargeable in a bankruptcy. Running up a tax debt and expecting to not have to pay it by filing for bankruptcy won’t work, so before you do anything that affects what you’ll owe Uncle Sam, make sure you consult with a credit expert or attorney. This is especially true […]

How Bankruptcy Can Help You Deal with Debt Collectors

Debt comes with a great deal of baggage, especially when you’re overwhelmed by it. Nobody wants to have debt, but an affordable mortgage or car payment each month is manageable and considered “the norm.” However, when you have so much debt that you barely have enough to afford you’re living expenses each month, or that […]

Bankruptcy Without a Lawyer Bankruptcy is a legal matter. Like all legal matters, you have the right to represent yourself in court when filing for bankruptcy. Some people choose to do so because they believe it will save them money. Others file on their own for the simple fact they think it’s easy and will […]

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Tampa Bankruptcy Law Blog

How Often Do Creditors Object to Chapter 7?

Filing for Chapter 7 bankruptcy can offer much-needed relief from overwhelming debt, providing a fresh financial start for individuals and...
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Tips for a Happy Holiday After Bankruptcy

Emerging from bankruptcy can feel both liberating and daunting. With the weight of overwhelming debt lifted, you can finally rebuild...
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How Do I Rebuild My Credit After Bankruptcy?

Bankruptcy offers a fresh start for people overwhelmed by debt, but it also impacts your credit. While it’s true that...
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Bankruptcy Terms: Here’s What You Need to Know

Bankruptcy law can feel like learning a new language, with unique terms that may seem confusing. If you’re considering bankruptcy...
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Can Debt Collectors Take Your Car?

Dealing with debt collectors can be stressful, especially if you’re worried about losing your car, which is essential for getting...
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5 Bankruptcy Myths That Could Harm You

When faced with overwhelming debt, bankruptcy can provide a path to a fresh start. However, there are many misconceptions about...
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When Is It Too Late to File Bankruptcy?

Navigating financial troubles can be overwhelming and stressful. For many, bankruptcy becomes a viable solution to reset their financial standing...
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When Does Bankruptcy’s Automatic Stay Go Into Effect?

Filing for bankruptcy can be a daunting experience, but it also provides vital protection for those in financial distress. One...
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Should I Close My Bank Account Before Filing for Bankruptcy?

Filing for bankruptcy is a significant decision that requires careful planning. One common question people have during this process is...
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Can Filing Bankruptcy Stop Repossession?

Facing repossession of your car or other valuable assets can be incredibly stressful. When you’re struggling to make ends meet,...
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