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Tampa Bankruptcy Law Blog

When you’ve fallen behind on a debt, creditors have the option of filing for a judgement against you. This means the court will grant the creditor permission to take certain steps to collect their debt. Essentially, a creditor with a judgement against you has more power and can pursue third-party methods of collection, such as […]

Is Bankruptcy Still an Option after a Judgment?

Having a judgement filed against you is one of the most intimidating parts of dealing with debt. For most people, a judgement comes from ongoing financial struggles or is related to an invalid debt. In the latter case, a judgement means you neglected to fight back against a debt collector pursing a debt you were […]

Foreclosure Ahead? Don’t Assume Your Mortgage Company Will Help You!

There are times when a creditor will work with you to deal with a debt. Occasionally, your mortgage company falls into this category. If you’re struggling to meet your payment obligations or you’re a month or so behind on payments, you might be able to negotiate an arrangement that allows you to catch up on […]

Can Debt Related to Rent Payments Be Discharged?

Housing is a major concern in bankruptcy, and frequently, the focus is on foreclosure and how bankruptcy protects you from losing your home. But what if you rent? How does bankruptcy affect renting and what if you’ve fallen behind in your rent and you’re concerned about eviction? In most cases, you won’t be evicted if […]

If you’re like most people, your divorce was one of the most frustrating experiences of your life. Even under the best of circumstances, where you and your spouse both agreed to the divorce and the majority of decisions concerning the end of your marriage, the process can still be daunting. The completion of a divorce […]

Can Bankruptcy Really Help You with a Tax Debt?

Bankruptcy can help you alleviate a variety of financial problems, both directly and indirectly. Many people assume that bankruptcy is just to help you get rid of credit card debt, but this is not the case at all. People opt to file for a variety of reasons, ranging from medical debt to consumer debt to […]

Trying to Avoid Bankruptcy? Maybe You Need a Different Approach

Ask the average person whether or not they want to file for bankruptcy and chances are the response will be they’d rather avoid it. Some people even consider it the worst thing that can happen to them. Unfortunately, this attitude toward bankruptcy not only makes people who do choose to file uncomfortable, it means a […]

Is Bankruptcy an Option If I’m Not in Default?

Bankruptcy is often looked upon as a last resort. Unfortunately, this causes many people to wait too long to file and what could have been prevented or salvaged had they filed earlier is lost because of the delay. In most cases, people won’t even consider bankruptcy until they are dealing with bill collectors and have […]

Is Bankruptcy a Solution for High-Interest Rate Credit Cards?

There are plenty of Americans who are just a few dollars away from making ends meet. If they earned just a little bit more or their credit card payments each month were a little less, it would be enough to give them a cushion so they could save for an emergency. Unfortunately, that little bit […]

Everything You Need to Know about Bankruptcy Discharge

Discharge Is One of the Most Important Aspects of Bankruptcy. In Chapter 7, once you’ve completed all of your paperwork and gone through the stress of the meeting of creditors, you reach the discharge and are released from your debts. This means you are no longer legally obligated to repay the money you owe. In […]

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Tampa Bankruptcy Law Blog

Should I File for Bankruptcy If I’ve Recently Lost My Job?

Losing your job is a stressful experience. The sudden loss of income can disrupt your entire life. Bills pile up...
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What Happens to My Car Loan During Bankruptcy?

Filing for bankruptcy can raise questions about your car loan. You may worry about losing your car or dealing with...
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Can Bankruptcy Help If I’m Behind on My Mortgage?

Falling behind on your mortgage payments can be overwhelming. The fear of losing your home is stressful. You might wonder...
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Your Guide to Bankruptcy’s Meeting of Creditors

Filing for bankruptcy can be a nerve-wracking process, especially if you’re unfamiliar with how it works. One key step is...
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How Often Can I File for Bankruptcy?

Life can be unpredictable, and financial setbacks can happen more than once. If you’ve filed for bankruptcy in the past...
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Achieving Financial Freedom: How Bankruptcy Can Help

Financial struggles can feel crushing. Mounting debt, harassing calls from creditors, and constant worry can consume your life. Bankruptcy provides...
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How Do I Stop Harassing Phone Calls from Creditors?

Debt can feel overwhelming. Harassing phone calls from creditors only makes it worse. Constant interruptions, threats, and aggressive demands add...
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Can’t Afford Student Loan Payments? Here’s What You Need to Know

Struggling to afford student loan payments is a common problem. Rising interest rates, stagnant wages, and unexpected expenses can make...
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How to Eliminate Medical Debt with Bankruptcy

Medical debt is a leading cause of financial stress, especially for individuals and families facing serious health challenges. In Florida,...
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How Often Do Creditors Object to Chapter 7?

Filing for Chapter 7 bankruptcy can offer much-needed relief from overwhelming debt, providing a fresh financial start for individuals and...
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