Determining whether chapter 7 in Tampa Bay is right for you can be challenging. An experienced bankruptcy attorney can help you make the ultimate decision, but it helps to understand a bit about your options before you even contact a bankruptcy expert. You’ll be able to ask the right questions and really make an informed […]
Debtor Education Requirements One of the most important aspects of bankruptcy is the way in which it allows you to get back on track and create a brighter financial future. Bankruptcy is not a “get out of debt free” card – it’s an opportunity to start fresh and make better choices going forward. Part of […]
One of the most difficult aspects of adjusting to life after bankruptcy is living with a budget. Many people create weekly and monthly budgets to keep them on track financially, and they are accustomed to this being part of their life. Unfortunately, as someone dealing with a changed financial outlook, you’re going to need a […]
Can Filing Bankruptcy Stop Eviction? When people consider bankruptcy in Tampa, they often think about how it will affect their mortgage and homeownership, but not everyone who files for bankruptcy owns a home. Renters file for bankruptcy all the time and many are concerned about how their filing will affect their living arrangements. What do […]
People choose to file for bankruptcy because it helps them take control of their financial future. It offers hope and gives a clear cut plan for managing an existing financial crisis. It also starts a flurry of activity and requires you stay focused and get a lot of tasks completed in a short period of […]
Though financial issues can arise for any reason, for many people it is their home that causes them the greatest financial burden. After all, a home is the biggest investment for many families and as life changes, their ability to afford the amount they originally agreed to pay can change. Everyone assumes some amount of […]
Credit card debt is one of the primary reasons people file for bankruptcy. The majority of Americans have some type of credit card debt and in some cases, those debts spin out of control and put a person in financial danger. It can be tough to recognize when you have a “normal” amount of debt […]
Credit Check for Employment It might seem unfair, but potential employers might have the right to view your credit history when you apply for a job. This doesn’t mean every time you fill out an application the company can run a credit check. However, many potential employers request permission from applicants to use a credit […]
What to Know About Debt Collectors Debt collectors are supposed to adhere to a strict set of rules and regulations when it comes to collecting a debt from you. Unfortunately, unless they are held to those standards by consumers, some tend to push the boundaries. They will try to get away with more than the […]
Benefits of Filing Bankruptcy For most people, bankruptcy is a necessary evil. It’s a tool used to help them get back on their feet financially, but if given a choice they would change the events that led to their bankruptcy. As helpful as bankruptcy can be, the average person views it as a negative event. […]
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