Foreclosure is one of the most frightening things you can face as a homeowner. Not only are there immediate ramifications, like wondering where you will live, there are also long-term consequences like damaged credit. Luckily, there are several things you can do to prevent foreclosure. These solutions might not end all of your financial problems, […]
Tampa Bankruptcy Law Blog
If you are facing serious financial struggles, it might be tempting to look for a quick fix. Unfortunately unscrupulous lenders tend to prey on people in desperate situations and what might seem like a great idea when money is tight turns out to be a huge mistake. Quick fixes like check cashing and payday advance […]
It’s common for debt to mount during divorce, even if your situation is relatively simple and you and your spouse agree on a divorce settlement. If you are one of the unlucky few who has fought a long battle in divorce court, your situation is likely much worse and chances are you are feeling pretty […]
Chapter 7 Bankruptcy Exempt Assets When you file for Chapter 7 bankruptcy everything you own becomes part of the bankruptcy estate. The only property not included in the estate is exempt property. This varies from case to case but usually includes things the court allows you to keep to make a fresh start. Liquidated Assets […]
One of the main reasons people choose to file for bankruptcy is because it creates an automatic stay. This is the legal restriction placed on creditors to stop contacting you about the money you owe them. Though there are many benefits to filing for bankruptcy, many people finally choose to take action to end the […]
Deciding whether or not to file for bankruptcy is one of the toughest decisions you will ever make. Under the best circumstances, you will still have an option whether or not to do so. Some people wait so long they are limited and the only way out of their financial situation is bankruptcy. If you […]
Federal Bankruptcy Exemptions When you file for bankruptcy, there are some things you have the legal right to protect. In nearly every case, bankruptcy does not leave a person penniless and without any personal belongings. Debtors are allowed to keep some property that enables them to make a fresh start once their bankruptcy is complete. […]
Chapter 7 Bankruptcy Creditor Interference The simple answer to this question is, “Yes, a great deal.” However, an experienced attorney can ensure your bankruptcy proceedings ultimately are successful, even if a specific creditor raises an issue with the discharge of their debt. You might be forced to pay that particular debt back, but you will […]
Private Student Loan The majority of college students who borrow money to pay tuition opt for government loans because they are easy to get, have reasonable interest rates, and are the first suggested by schools and guidance counselors. However, they are not the only option. It is possible to secure a private education loan to […]