Millions of Americans are living beyond their means, but many have no idea their financial situation is as bleak as it is. For some, things will turn around before they reach the crisis point. Perhaps they are saddled with student loan payments or they are in the midst of a job change. Unfortunately for some, […]
Bankruptcy seems as if it would be one of the most devastating things that could happen to a person financially, but the truth is bankruptcy is one of several options that fix financial turmoil. In many instances, it is the best option. One of the more important benefits of bankruptcy is how it affects foreclosure […]
Bankruptcy can be one of the smartest financial decisions you ever make, but it is important you understand everything you can about the process before making the commitment. Bankruptcy will affect your credit rating and in the case of Chapter 13 bankruptcy, you will be obligated to commit to a repayment plan. In order to […]
The average person filing for bankruptcy has little concern over fraud, unless he or she intends to commit it. Most people find themselves in financial straits and opt for bankruptcy as a means of rebuilding their financial future. Unfortunately, even without ever intending to defraud in any way, a person filing for bankruptcy can be […]
As an increasing number of millennials graduate from college and struggle to join the workforce, more and more young adults realize just how close they are between making ends meet and financial disaster. Are you part of this latest generation to hit the workforce? Are you a parent of a member of the millennial generation […]
If you have ever filed an income tax return, you likely know the documents used are called “schedules.” Schedules are also used when you file for bankruptcy. The various schedules associated with a bankruptcy filing can be complicated, which is why it is so important to work with a skilled professional. Would you like to […]
Determining whether bankruptcy is the right choice for you might be the toughest decision of your life. Though the consequences of bankruptcy are long-lasting, for many it is the best option for ending financial hardship. What questions do you need to ask yourself if you are debating filing for bankruptcy? What is My Current Employment […]
5 Things to Know about Bankruptcy Are you considering bankruptcy but you still are not sure it is the right option for you? If you are in the gray area between serious financial issues and actually filing for bankruptcy, you are not alone. It is important you take time to consider all of the consequences […]
Most bankruptcies go smoothly and are the right solution for solving serious financial problems. This is especially the case for people who work with an attorney when filing their bankruptcies. Bankruptcy attorneys offer guidance and support through an unfamiliar situation. Unfortunately, there are instances in which this is not the case and if you face […]
If you are behind on your debt and receiving calls from creditors, it might seem as if they will stop at nothing to get you to pay. They can be relentless, but there are certain things the law prevents them from ever doing. If a debt collector does any of the following, they are breaking […]
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