Dealing with out of control debt is one of the most stressful experiences in life. It is the type of stress that keeps you awake at night and prevents you from enjoying life. Luckily, there are ways to get debt under control, but it takes some effort. If you are facing seemingly insurmountable debt and […]
If you are dealing with financial problems it is important you be aware of and to understand the meaning of your credit score. Your credit score is one of the most important factors affecting your financial health. Once you understand how your credit score is created and used, you can take the steps necessary to […]
Everyone makes mistakes, especially when they are young and learning about the world. Chances are if you are like most people there are several things you would go back and change from your young adulthood. One of the most common mistakes young adults make involves money management and credit. A great example of how money […]
A debt management plan can be an effective way to repay money you owe to lenders without filing for bankruptcy, but it is important you understand what you are committing to before determining if it is the right option for you. Most debt management plans are arranged through a consumer credit counseling agency. The agency […]
Chances are if you have fallen behind on paying bills or you are facing serious delinquency at any time, you have received calls from debt collectors. They contact you in an attempt to collect any money you owe directly to them or to one of their clients (the original lender). There are limits on how […]
Bankruptcy is often touted as a fresh start following a tough financial phase. It is true – life does go on after bankruptcy and if you truly want to make the most of the experience and enjoy a fresh financial start, there are a few things you should know. There is no sense filing for […]
Chances are if you have told anyone you are considering bankruptcy, you have received a variety of reactions. Many people understand how helpful bankruptcy can be, but others assume the worst and believe bankruptcy is never the right option. In most cases, these are people who have never faced financial hardship and needed assistance getting […]
Bankruptcy can be a great tool to use to help you get back on your feet financially. However, in the months and years after bankruptcy, you will need to find new ways of dealing with certain financial situations, especially those that typically require the use of a credit card. Travel is often one of the […]
Contemplating bankruptcy and actually taking the steps to file are two very different things. Most people consult with a lawyer before taking the leap into bankruptcy, but there are a few questions you can ask yourself before contacting a bankruptcy expert that will help you determine whether filing is your best option. Bankruptcy is a […]
If you are drowning in debt and a big reason is your huge student loan, you are not alone. Luckily, you might be eligible for debt forgiveness. Likewise, if you are about to take on student loan debt and you are concerned you will never be able to repay the money you borrow, there are […]
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