Tampa Bankruptcy Law Blog

What is Mortgage Modification?

Law Offices of Robert M. Geller, P.A.

Jul 7th, 2014

Mortgage modification changes your original mortgage agreement. It is typically done to help make the mortgage repayment process easier for homeowners. Modification lowers monthly mortgage payments and can prevent default if you are struggling financially. Banks offer or grant loan modification requests because it is in their best interest to help you repay your loan. […]

Tags: Mortgage Modification, Mortgages

So-Called “Do-It-Yourself” Bankruptcy Can Make Your Debt Problems Worse

Law Offices of Robert M. Geller, P.A.

Jul 7th, 2014

Personal Bankruptcy

If you are dealing with debt and creditor harassment, you might benefit from filing for bankruptcy. Most people, even those without financial problems, understand the basics of bankruptcy. If financial strain reaches the point where bankruptcy is your best option, you might be tempted to go it alone. It is possible to file for bankruptcy […]

Tags: Bankruptcy, Bankruptcy Attorney, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Do It Yourself Bankruptcy

How a Bankruptcy Attorney Will Help You Protect Your Assets from Creditors

Law Offices of Robert M. Geller, P.A.

Jul 7th, 2014

Personal Bankruptcy

One of the biggest reasons people facing financial turmoil avoid bankruptcy is because they are concerned about losing their assets. Fortunately, it is possible to retain ownership of your home, your vehicle, and protect your assets when you file for bankruptcy. Choosing the Right Type of Bankruptcy to Protect Your Assets The key is to […]

Tags: Bankruptcy, Bankruptcy Attorney, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy

Three Ways Student Loan Debt Has Changed Young Adulthood

Law Offices of Robert M. Geller, P.A.

Jun 6th, 2014

Debt Relief

According to recent statistics, approximately 60% of the nation’s 20 million college students borrow money annually to help cover the cost of paying for college. National student loan debt is more than $1.2 trillion, so it’s no wonder it has a major impact on the lifestyles of college graduates. Add to this debt burden the […]

Tags: Bankruptcy, Finances, Financial Hardship, Student Loan Debt, Student Loans

Three Surprising Ways Financial Hardship Can Affect Your Life

Law Offices of Robert M. Geller, P.A.

Jun 6th, 2014

Debt Relief

Facing financial hardship can be unavoidable. Even those who try to be extremely responsible when it comes to managing their money can experience unexpected conditions that cause them to struggle with finances. However, there are many instances in which poor financial choices lead a person down the road to a struggle with money. If you […]

Tags: Bankruptcy Attorney, Consumer Debt, Credit Card Debt, Finances

Is it Possible to File for Bankruptcy More than Once?

Law Offices of Robert M. Geller, P.A.

Jun 6th, 2014

Debt Relief

For most people, bankruptcy is a once in a lifetime experience. They use it as a tool to repair their financial standing and ensure they have the same opportunities in the future as someone who never faced financial hardship. For some though, bankruptcy is not enough to change their approach to money. And in some […]

Tags: Bankruptcy Attorney, Chapter 13, Chapter 13 Bankruptcy, Chapter 7, Chapter 7 Bankruptcy, Filing for Bankruptcy

How to Build Credit after Bankruptcy

Law Offices of Robert M. Geller, P.A.

May 22nd, 2014

Credit Recovery

Bankruptcy is an effective tool for helping you regain financial footing after a difficult financial struggle. It is a process that allows you to organize your debt and in some cases, alleviate certain types of debt completely. Bankruptcy is temporary and once your bankruptcy is discharged, you will need to take action to re-establish your […]

Tags: Bankruptcy, Building Credit, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Credit Repair

How to Discuss Bankruptcy with Family and Friends

Law Offices of Robert M. Geller, P.A.

May 9th, 2014

Personal Bankruptcy

Bankruptcy is a personal choice and can be a difficult topic to discuss with your loved ones. Some people might feel obligated to share their decision with friends or family if they have turned to these people for financial support in the recent past. Of course, if your bankruptcy and overall financial situation will cause […]

Tags: Bankruptcy, Bankruptcy Attorney, Chapter 13, Chapter 7, Consumer Debt, Debt Relief

Should I Be Concerned about Wage Garnishment?

Law Offices of Robert M. Geller, P.A.

May 8th, 2014

Helpful Bankruptcy Tips

Wage garnishment occurs when creditors receive money directly from your paycheck to satisfy a debt. A court order is needed for this to occur and it is often a “last resort” used by creditors to obtain their money. For many, back tax payments to the IRS are what trigger garnishment, though it is possible for […]

Tags: Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief, Wage Garnishment

Timing and Bankruptcy: Why It’s Important

Law Offices of Robert M. Geller, P.A.

May 5th, 2014

Personal Bankruptcy

Bankruptcy is often viewed as a last resort. It is not until there are no other options and a person is desperate that he or she approaches an attorney about filing for bankruptcy. Unfortunately, this is not always the ideal scenario. Waiting until creditor harassment is out of control and your hands are tied can […]

Tags: Bankruptcy Attorney, Chapter 13, Chapter 13 Bankruptcy, Chapter 7, Chapter 7 Bankruptcy, Filing for Bankruptcy

Tampa Bankruptcy Law Blog

What is Mortgage Modification?

So-Called “Do-It-Yourself” Bankruptcy Can Make Your Debt Problems Worse

How a Bankruptcy Attorney Will Help You Protect Your Assets from Creditors

Three Ways Student Loan Debt Has Changed Young Adulthood

Three Surprising Ways Financial Hardship Can Affect Your Life

Is it Possible to File for Bankruptcy More than Once?

How to Build Credit after Bankruptcy

How to Discuss Bankruptcy with Family and Friends

Should I Be Concerned about Wage Garnishment?

Timing and Bankruptcy: Why It’s Important

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