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Tampa Bankruptcy Law Blog

How to Hide from Debt Collectors

how to hide from debt collectors

There are many ways to “hide” from debt collectors. You can ignore their calls, not answer your door, or ask them not to contact you. Unfortunately, none of these methods helps you avoid debt collection forever. You’re only postponing the inevitable and more than likely, making your situation worse. If you’re wondering how to hide […]

is your spouse responsible for credit card debt in florida

Debt can be overwhelming, especially when you’re not sure who is responsible for it. That’s why it’s important to understand the laws surrounding debt and marriage, especially when it comes to credit card debt in Florida. Are you responsible for your spouse’s credit card debt? Or is your spouse responsible for yours? Individual vs. Joint […]

what happens if you ignore a debt collector

Debt can be overwhelming. It’s easy to let bills pile up and miss payments, and before you know it, you find yourself dodging phone calls and letters from debt collectors. But what happens when you ignore a debt collector? Can you really dodge your debts and hope they go away? What can happen if you […]

can i sue a debt collector for emotional distress

Can I Sue a Debt Collector for Emotional Distress? Debt collectors can be aggressive when collecting unpaid debts. Some try to bully you into paying. Many leave you feeling frustrated, embarrassed, and even traumatized. Many of their actions cause emotional distress. Debt collectors are required to abide by specific laws. If they violate these laws, […]

What is Zombie Debt? Here’s What You Need to Know

Debt is something that almost everyone has experienced at some point in their life. It can be a struggle, and sometimes, it’s difficult to manage. But what happens if a debt you paid or that dropped off of your credit years ago comes back to haunt you? This is called zombie debt. It can damage […]

Bankruptcy FAQ

bankruptcy faq

Filing for bankruptcy can seem like a daunting and overwhelming process. However, it doesn’t have to be that way. With the proper knowledge and guidance – and answers to several bankruptcy FAQs – you can navigate through the bankruptcy process successfully. What are some of the most frequently asked bankruptcy FAQs? What are the different […]

can a bankruptcy discharge be revoked

Filing for bankruptcy is a difficult decision that can have a significant impact on your finances and future. Fortunately, bankruptcy laws provide individuals and businesses with a new beginning by offering a bankruptcy discharge. Discharge removes certain debts and liabilities. However, you must understand that a bankruptcy discharge does not guarantee anything. It’s even revocable […]

How is Marital Debt Divided?

how is marital debt divided

Filing for bankruptcy is a complex process and becomes even more complicated when marital debt is involved. Marital debt refers to debts that were incurred during a marriage, and it can include anything from credit card debt to mortgage payments. Understanding how marital debt is divided in Florida can be crucial for those filing for […]

What is Skip Tracing in Debt Collection?

what is skip tracing in debt collection

When you lend money to someone whether it is for personal or business reasons, it’s especially difficult when they don’t return it on time or refuse to do so altogether. If you are a business owner or a debtor, one of the best solutions to such situations is to hire a professional debt collector who […]

what happens at the end of a chapter 13 bankruptcy

Dealing with bankruptcy is never easy. However, if you find yourself in a situation where you need to file for bankruptcy, Chapter 13 can be a good option. Unlike Chapter 7, which involves liquidating your assets to pay off your debts, Chapter 13 allows you to reorganize your debts and pay them off over time. […]

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Tampa Bankruptcy Law Blog

How Often Do Creditors Object to Chapter 7?

Filing for Chapter 7 bankruptcy can offer much-needed relief from overwhelming debt, providing a fresh financial start for individuals and...
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Tips for a Happy Holiday After Bankruptcy

Emerging from bankruptcy can feel both liberating and daunting. With the weight of overwhelming debt lifted, you can finally rebuild...
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How Do I Rebuild My Credit After Bankruptcy?

Bankruptcy offers a fresh start for people overwhelmed by debt, but it also impacts your credit. While it’s true that...
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Bankruptcy Terms: Here’s What You Need to Know

Bankruptcy law can feel like learning a new language, with unique terms that may seem confusing. If you’re considering bankruptcy...
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Can Debt Collectors Take Your Car?

Dealing with debt collectors can be stressful, especially if you’re worried about losing your car, which is essential for getting...
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5 Bankruptcy Myths That Could Harm You

When faced with overwhelming debt, bankruptcy can provide a path to a fresh start. However, there are many misconceptions about...
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When Is It Too Late to File Bankruptcy?

Navigating financial troubles can be overwhelming and stressful. For many, bankruptcy becomes a viable solution to reset their financial standing...
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When Does Bankruptcy’s Automatic Stay Go Into Effect?

Filing for bankruptcy can be a daunting experience, but it also provides vital protection for those in financial distress. One...
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Should I Close My Bank Account Before Filing for Bankruptcy?

Filing for bankruptcy is a significant decision that requires careful planning. One common question people have during this process is...
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Can Filing Bankruptcy Stop Repossession?

Facing repossession of your car or other valuable assets can be incredibly stressful. When you’re struggling to make ends meet,...
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